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UPI Payments Step-by-Step for First-Time Users

A safe, slow walkthrough of Google Pay and PhonePe for elderly users.

UPI has transformed daily transactions in India, but PIN entry and scam awareness remain barriers for seniors. Volunteers should teach on the beneficiary's own device, use small test amounts, and explain how to identify fraudulent payment requests.

Never ask for OTPs or PINs — teach them to enter these privately every time.

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